Calculators
- Estimate repayments
- Calculate borrowing power
- Compare loan options
- Model future scenarios
Personal Finance Dashboard and Finance Calculators for Australians
Estimate repayments, borrowing power and take-home pay. Then bring your real numbers together in My LoanMetric to track expenses, income, loans and financial insights in one place.
- Australian-focused
- Independent
- No signup required for calculators
See your complete financial picture
My LoanMetricTrack expenses, income and loans in one private workspace. Import statements, understand spending patterns, monitor financial commitments and save scenarios for future decisions.
Statement import highlight
Import a bank statement, review transactions, and get instant spending insights before adding items to Expenses.
Open statement importCalculators tell you what could happen. My LoanMetric shows what's happening now.
My LoanMetric
- Track real expenses
- Manage income and loans
- Understand spending patterns
- Monitor financial position
Start with a calculator
Choose a calculator to estimate repayments, borrowing power, pay, and more.
What My LoanMetric tells you
My LoanMetric helps turn transaction rows into useful insight you can act on.
Example signal
You spent $650 eating out
Spot high-spend habits before they grow each month.
Category pattern
Shopping is your largest category
See where your money is really going at a glance.
Payment rhythm
5 payments look monthly
Understand recurring spend and connect it to planning.
Find the right calculator
Buying a home
Estimate repayments and upfront costs.
Buying a car
Check repayments and total loan cost.
Understanding your pay
See your take-home pay after tax.
Planning borrowing
Estimate how much you can borrow.
Australian lending indicators
Key economic indicators affecting borrowing costs in Australia.
View full market data →Cash Rate
4.35%
Official target rate (RBA).
Source: RBA
Fetched: 22 June 2026, 3:00 PM AEST
View cash rate pageInflation (CPI)
4.2%
Annual CPI inflation (ABS)
Source: ABS
Period: May 2026
Fetched: 22 June 2026, 9:12 AM AEST
Next RBA Meeting
11 August 2026
Next scheduled RBA cash rate decision.
Source: RBA
Fetched: 22 June 2026, 9:14 AM AEST
View RBA cash rate pageLast updated: 22 June 2026, 3:00 PM AEST
Australian lending snapshot
Official reference data from RBA and ABS used by LoanMetric calculators.
Home loan averages (RBA)
- Owner-occupier (new)
- 5.98%
Quick reference for current new-loan pricing.
More rate details
- Investor (new)
- 6.15%
Period: April 2026 • Retrieved: 22 June 2026, 9:10 AM AEST
Housing finance (ABS)
- Avg owner-occupier loan
- $735,000
National loan-size baseline for planning scenarios.
More lending details
- Avg investor loan
- $709,000
Period: March 2026 • Retrieved: 22 June 2026, 9:10 AM AEST
View full market data →
General information only. Not personal financial advice.
Why LoanMetric
Clear repayment breakdowns
See exactly what you'll pay - interest, fees, and total cost.
Practical lender-style views
Check your numbers the way lenders assess real scenarios.
Fast and independent
Use calculators instantly, then upgrade to My LoanMetric when you are ready.
Clear repayment breakdowns
See exactly what you'll pay - interest, fees, and total cost.
Practical lender-style views
Check your numbers the way lenders assess real scenarios.
Fast and independent
Use calculators instantly, then upgrade to My LoanMetric when you are ready.
What's new in LoanMetric
View all updates14 June 2026
- • AI Agent Docs entrypoint published
More recent updates
9 June 2026
- • Personal Finance Dashboard — navigation, content and UX improvements
13 May 2026
- • Investment Property Calculator updated for proposed 2026–27 Budget reforms